Goals and totals use USD. Switching languages clears entries; export your workbook first.
YOUR DIVIDEND LIFE STARTS WITH A NUMBER
What if your money
paid you every month,
while you took a break?
From coffee to living costs,
explore your estimated after-tax income.
01 / YOUR FIRST DIVIDEND GOAL
How much would you like each month?
For monthly after-tax income of $1,000.00
Calculating…
Required capital is rounded up to the next cent.
Monthly averages differ from actual payouts. Distributions, prices and exchange rates may change.
02 / THE ROAD TO YOUR GOAL
When could regular investing get you there?
Start with what you have. Explore a pace that suits you.
View simulation assumptions
Prices and distributions stay constant. Monthly dividends use the opening balance; reinvestment and contributions occur at month end. Fractional investing is assumed. Fees, inflation and FX changes are excluded. The limit is 100 years; this is not an actual payment schedule. How to read the simulation
03 / YOUR EXISTING INVESTMENTS
How far have your holdings taken you?
Use your average purchase cost and share count to reflect what you invested.
Nothing is saved automatically. Download your Excel workbook with formulas before leaving the page.
04 / PAYMENT DAYS
Your dividend calendar
Only the payment dates you enter appear here. No schedules are fetched automatically.
The calendar uses individual payment amounts, not monthly averages. Its total can differ from your annual assumption. A Korean brokerage may credit a US ETF payment after the published US payment date.
A SMALL GUIDE TO DIVIDENDS
Understand the story behind the numbers.
Before you start
Are prices and dividends filled in automatically?
No. Enter the values yourself. The ETF list provides identity, ticker, currency and official links only. Live yields, distributions, prices and dates are not retrieved. How to find your inputs
Where are my holdings stored?
Your holdings exist only in the current page memory. They are not saved to a server or browser storage, and disappear on refresh. Export an Excel workbook to keep a copy.
How is required capital calculated?
Monthly after-tax goal × 12 ÷ annual after-tax yield. After-tax yield is simplified as gross yield × (1 − tax rate × taxable portion). Formulas and limitations